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Home Renovations

Banks Again Offering Home Equity Lines

by Tayeb Realty GroupDecember 19, 2009 general

Now might be a good time for homeowners who still have plenty if equity in their home to tap into it. Lenders are again writing home equity lines of credit, says MortgageBot, which processes real estate loans. Homeowners with more than 20 percent of equity in their homes may find the HELOC a better source [...]

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Sunshine and Open Spaces Equal Happiness

by Tayeb Realty GroupDecember 19, 2009 Foreclosures

People who live in warm, sunny states where the living is easy are happier than people who live where the weather, prices, air quality, and congestion aren’t so agreeable, according to comparison of statistics compiled by the Centers for Disease Control and Prevention. The study asked participants: “How satisfied are you with your life?” The [...]

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Exterior Remodeling: Best Bang for Your Buck

by John TayebDecember 19, 2009 general

Despite a slow market and a slight decrease in the resale value of most remodeling projects, REALTORS® report that the smartest home improvement investments may also be some of the least expensive. Results from the 2009 Remodeling Cost vs. Value Report show that small-scale exterior projects are the most profitable at resale, according to estimates [...]

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Smart Utility Meters Cause Problems

by John TayebDecember 16, 2009 general

Meters that tell home owners how much power they are using hour by hour aren’t making all users happy. For instance, Pacific Gas & Electric, which installed 4 million sophisticated meters at $250 a piece, has encountered hundreds of angry customers who say that the meters overstate the amount of power they have consumed. In [...]

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Green Mortgages Save Money And The Environment

by John TayebDecember 15, 2009 Foreclosures

Environmentally-friendly mortgages offer the potential of  lower utility bills, easier credit and the ability to borrow more. This peace of mind will make your mortgage cheaper and ultimately more comfortable. If you’re shopping for a mortgage, one option you may not have considered – or even heard of – is a green mortgage (also known [...]

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IRS Sets New Rules for Tax Credit

by Tayeb Realty GroupDecember 12, 2009 Foreclosures

The IRS has spelled out guidelines for eligibility for the home buyer credit when co-borrowers purchase a property. When a home-owning parent of an adult child co-signs for a mortgage and both names appear on the note, the IRS says that under some circumstances, the first-time home buyer can qualify for the whole amount. The [...]

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Harvard Economist Predicts Prices Will Stay Low

by Tayeb Realty GroupDecember 9, 2009 Foreclosures

Harvard University economist Edward Glaeser discusses with Money Magazine where home prices will move next. He argues that older, colder cities are unlikely to come back because their initial growth was tied to transportation costs. Now that few goods are moved by water, their productivity – and number of residents – has declined. Today, cities [...]

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NAR: FHA Key to Housing Market and Recovery

by John TayebDecember 7, 2009 commercial real estate

The Federal Housing Administration mortgage insurance program is a critical part of the American housing fabric and has never been more important than it is in today’s market, NAR President Vicki Cox Golder told a congressional panel this week. Testifying before the House Committee on Financial Services, Golder said that the FHA program is fiscally [...]

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Real Estate Live

by John TayebDecember 5, 2009 general

Post Real Estate columnist Elizabeth Razzi discussed the local housing market — from condos and investment properties to contracts and mortgages on Friday, December 4, at 1 p.m. ET. Razzi is the author of two consumer-advice books, “The Fearless Home Buyer” (2006) and “The Fearless Home Seller” (2007). A transcript follows. ____________________ Elizabeth Razzi: Hi, [...]

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2008 Cost vs. Value Report: Still Many Happy Returns for Home Rehabs

by Tayeb Realty GroupNovember 26, 2009 general

Remodeling magazine’s annual report shows that maintenance-related projects and moderately priced upgrades are providing stable paybacks, even in a slower market. Despite home price drops in many cities, remodeling projects are holding their own as a way for owners to add value. Many people are wondering where their money will be safest during these uncertain [...]

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